A Proud Heritage

In 1906, Colbert Coldwell, a young real estate agent, observed families trying to piece their lives together following the San Francisco earthquake. Disapproving of agents who acquired property from vulnerable sellers and resold it at huge profits, and seeing a tremendous need for honest, knowledgeable real estate people, Colbert Coldwell founded his company with a revolutionary philosophy: the customer's best interest above all. In 1914, Benjamin Arthur Banker joined Colbert Coldwell as a full partner. Together, Coldwell and Banker forged a tradition of integrity, exceptional service and customer satisfaction that became the company's hallmark. For 94 years, the Coldwell Banker® organization has been providing exceptional full-service real estate.

For 94 years, the Coldwell Banker® organization has been the premier provider of full-service real estate.

Coldwell Banker Real Estate Corporation, a subsidiary of Cendant Corporation (NYSE: CD), has more than 3,000 independently owned and operated residential and commercial real estate offices with over 75,000 Sales Associates globally. The company is an industry leader in residential real estate, and in niche markets such as resort, new homes and luxury properties through its Previews^® International division^SM. The company is a pioneer in consumer services with its Coldwell Banker Concierge^SM program and award-winning Web site, Coldwell Banker Mortgage is one of the largest telephone/Web-based lenders in the country and Coldwell Banker Commercial® is one of the largest commercial franchise operations with over 400 affiliates offering clients comprehensive buying, selling, leasing, acquisition, disposition and management services.

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Rates have dropped—and our listings are a lot more affordable now.
        
Mortgage rates are at a two-year low, and Coldwell Banker Mortgage is offering buyers the opportunity to obtain reliable financing at very affordable rates. Contact us today to find out how we can help you get into your dream home while rates are low.

If you finance your home while rates are low, you can save hundreds of dollars a year (or more), according to Freddie Mac’s January 10, 2008 Primary Mortgage Market Survey:

The average principal and interest payment on a $250,000 loan has dropped by $131.83 per month since August 3, 2007.1

And, there’s more good news:

*       The 30-year fixed rate mortgage averaged 5.87% with 0.4 points2
*       The 15-year fixed rate mortgage averaged 5.43% with 0.5 points2
*       The 5/1 ARM averaged 5.63% with 0.5 points2
*       The 1-year ARM averaged 5.37% with 0.6 points2

Go with a lender you can trust. 
With over 150 loan products, Coldwell Banker Mortgage will find the mortgage that meets your financial needs.

Call now for a pre-approval loan decision 1-866-501-6907

1. Calculations based on the Freddie Mac average 30-year fixed rate mortgage on August 2, 2007 (6.68% with 0.3 points) versus the Freddie Mac average 30-year fixed mortgage on January 10, 2008 (5.87% with 0.4 points).

2. "January 10, 2008 Primary Mortgage Market Survey (PMMS)," Freddie Mac, McLean, Virginia.